1.    Application of terms and conditions
1.1.    These terms and conditions (“Terms”) apply to Jewish Business Women Ltd (“Membership”) operated by Jewish Business Women Ltd (“we” or “us”). By applying to be a member of our Membership, you agree to the following Terms and that these prevail over any inconsistent terms or conditions contained, or referred to, elsewhere or as implied by law, trade custom, practice or course of dealing.

1.2.   These Terms should be read in conjunction with our Website Terms of Use, Privacy Policy, Acceptable Use Policy, Cookie Policy, The 10 Commitments and Code of Conduct, and additional terms covered under "The Small Print" section. All of these documents can be found on our website at www.JewishBusinessWomen.com and www.JewishBusinessWomen.co.uk (“sites”).

1.3.    Any content posted or submitted by you to our site, WhatApp group or to our Facebook Group in the course of your Membership is subject at all times to the Acceptable Use Policy and inline with the 10 commitments and the Jewish Business Women’s code of conduct. 

1.4.    Where you are a corporate entity, “you” as used in these Terms shall be deemed to include your officers and employees and you shall procure that such officers and employees fully comply with these Terms.

1.5. The agreement is between us and you, the person or entity registering to be a member (“you”) and which is subject to these Terms (“Contract”), shall come into effect upon us emailing you to confirm our acceptance of your registration form for the membership and shall continue until terminated in accordance with these Terms.

1.6 If you are purchasing online, the order process will be as follows:

• Add the membership to the cart and proceed to the checkout and make payment as directed;

•  If you are paying by PayPal, you will be re-directed to the PayPal website for you to make payment and then once payment is made, you will be re-directed back to our site;

• we will send you an email acknowledging your order and confirming whether we have accepted your application.

• If at any stage you have made an error in your order, you may email us at info@JewishBusinessWomen.com to correct any errors.

• If you are purchasing online, you should print a copy of these Terms for your records as we will not be filing a copy and we may change these Terms from time to time.

2. Membership

2.1.  There are 4 levels of Membership as follows:  Affiliate Membership (free level) , Verified Affiliate Membership, Community Membership, and Corporate Membership.​

2.2  We may at our absolute discretion refuse membership to any person or entity and we shall not be obliged to state our reasons for such refusal.

2.3  Memberships shall continue unless they are terminated by either of us in accordance with clause 7 below. 

2.4. You agree to keep user details and your password for the site confidential at all times and to not disclose them to any third party. You must notify us immediately if you become aware of any unauthorised use of your account and you shall indemnify us against all claims, damages, losses, costs or expenses (including professional fees) and any other liability that arises from any unauthorised use of your account.

2.4  The online materials the may form part of the Membership are held on third party secure servers and we have taken all reasonable steps to ensure that the online content will be available at all times during the course of the membership but in the event that such content is not available in whole or in part at any time, or becomes corrupted, is deleted or is failed to be stored, we shall have no liability in any circumstances.

2.6  You may only communicate with the other members in the membership for the purposes of making use of the membership and may not make unsolicited promotions of your goods or services to such members. 

2.7 Any digital materials included in the Membership Programme may require the following hardware and software and other functional requirements in order to be fully used: Zoom account for online meetups and courses. A laptop or smartphone with software for note taking notes and completing form. Access to a google account for downloading social media templates.  

2.8. The materials we deliver as part of your Membership do not in any way constitute advice or recommendations. We are providing training and guidance only. We are not able to advise you on your individual circumstances.

3.    Member Access and Benefits

3.1.  Membership Benefits Overview

Each level of membership with Jewish Business Women Ltd provides distinct benefits, designed to cater to different stages of your professional journey:

3.1.1 Verified Affiliate Membership

Verified Affiliate Membership offers a foundational entry into our community, ideal for professionals looking to begin their journey with Jewish Business Women Ltd. As an Verified Affiliate Member, you gain access to a suite of benefits designed to integrate you into our vibrant community and enhance your professional growth:

• Collaborative Community Access: Engage with a diverse group of like-minded professionals in a supportive environment. Our community platform facilitates the sharing of ideas, advice, and resources, helping you to expand your professional network and gain new insights.

• Newsletter Subscription: Stay informed with regular updates from Jewish Business Women Ltd. Our newsletters provide valuable insights into industry trends, highlight member achievements, and keep you updated on upcoming events and opportunities.

• Program & Event Registration: Gain the ability to register for various programs and events curated to enhance your professional development. These include workshops, webinars, and other gatherings that address topics relevant to business growth and personal advancement.

• Leadership Literature Club: Participate in our Leadership Literature Club, where members discuss books, articles, and other resources that focus on leadership development and business strategies. This club is a fantastic resource for continuous learning and professional dialogue.

3.1.2  Virtual Membership

Virtual Membership builds upon the foundation set by the Verified Affiliate Membership, adding enhanced features designed for professionals seeking to increase their visibility and engagement within the community. This membership tier is ideal for those looking to leverage our digital platforms to grow their business presence and network. As a Virtual Member, you receive all the benefits of the Verified Affiliate Membership plus the following:

• Business Directory Listing: Your business will be listed in our comprehensive online directory, which is accessible to all members and visitors of our site. This listing increases your business's visibility and makes it easier for potential clients and partners to find and contact you.

• Direct Customer Engagement: Take advantage of opportunities to engage directly with customers and other business professionals through our dedicated platforms. This includes priority access to virtual networking events and specialised webinars that allow for direct interaction and relationship building.

• Social Media Exposure: Benefit from exposure on our active social media channels. Your business will be featured in posts and promotions, helping you reach a wider audience and enhance your online presence.

• Business Name and Logo Displayed: Your business name and logo will be prominently displayed in our directory and during various virtual events, increasing brand recognition among our network of professionals.

• Business Bio and Description: Provide a detailed biography and description of your business in our directory. This allows you to share more about what you offer, your business values, and what sets you apart, helping to attract the right clients and partnerships.

3.1.3 Community Membership

Community Membership is designed for those who wish to deepen their engagement within the Jewish Business Women community. This level includes all the benefits of the Virtual Membership, supplemented by exclusive opportunities that enhance both visibility and direct involvement in special initiatives. As a Community Member, you gain access to:

• Access to Exclusive Events: Attend specially curated events that are available only to Community Members. These events include advanced workshops, masterclasses, and seminars that are designed to provide deeper insights and more personalised interaction with industry leaders.

• Feature Advert on Our Social Media Platforms: Receive a dedicated feature advert on our social media channels. This targeted promotion helps to significantly boost your visibility within and beyond our community.

• Spotlight Newsletter Feature: Be featured in our spotlight section of the monthly newsletter. This is an opportunity to showcase your achievements, share your story, and highlight your business to all subscribers, providing extensive exposure.

• Collaborative Opportunities: Participate in collaborative projects and initiatives that are exclusive to Community Members. These projects are great for professional development, learning, and directly contributing to the community’s growth and success.

• VIP Access to Events: Enjoy VIP access to select events, which includes early entry, premium seating, and exclusive networking opportunities with guests and speakers. This VIP treatment ensures you make the most out of every event experience.

3.1.4 Corporate Membership

Corporate Membership is the pinnacle of membership within Jewish Business Women Ltd, designed for businesses seeking to leverage our platform to its fullest potential. This membership level incorporates all the benefits of Community Membership and adds exclusive, high-value features tailored for significant business growth and visibility:

• Premium Business Directory Listing: Your business will be featured in a premium spot within our directory, ensuring greater visibility and prominence compared to other listings. This premium placement helps attract more attention and direct leads.

• Member Spotlight Newsletter Feature (Minimum 3 per Year): Be featured prominently in our newsletter at least three times a year. These spotlight features provide an opportunity to highlight significant achievements, new offerings, or other important news directly to our engaged audience of professionals.

• Presale Event Registration: Get first access to event registrations, giving you a guaranteed spot at our most popular and quickly sold-out events. This early access ensures you never miss out on key networking opportunities and special gatherings.

• Promotional Privileges: Enjoy enhanced promotional opportunities that include dedicated articles, extended features, and special mentions across our various communication channels.

• Phone Number and Location Details: Include your direct contact information and physical location details in our directory, making it easier for potential clients and partners to reach out to you.

• Up to Three Business Photos: Showcase your business with up to three professional photos in our directory. This visual element helps personalise your listing and provides a richer impression of your business.

• Email Address Listing: Ensure that interested parties can contact you directly via email through your listing, facilitating easier and more direct communications.

• Social Media Links Included: Connect your social media profiles to your membership profile to increase your social media reach and engagement directly from our platform.

• Featured Listing to Enhance Visibility: Receive a featured listing in our business directory, which highlights your business above standard entries for increased exposure.

• Social Media Advertising Opportunities: Take advantage of specific advertising opportunities on our social media platforms, designed to increase your business's reach and impact among a targeted professional audience.

3.2. Changes to Membership Benefits

We strive to provide a consistent and valuable experience through our membership offerings. However, the scope of benefits and specific features of each membership level may be subject to change due to external factors, enhancements, or strategic adjustments.

• Notification of Changes: Should any significant changes to membership benefits occur, we will notify all affected members as promptly as possible via email, through our website, and other relevant communication channels like our WhatsApp Group and Facebook Group.

• Member Adjustments: We encourage members to regularly check these platforms for any updates or modifications to their membership benefits.

• No Liability for Changes: While we endeavour to ensure satisfaction, we shall not be liable for any inconvenience or inability to provide specific benefits that have been modified or discontinued. Members will not be entitled to refunds due to changes in membership benefits but may be offered alternative solutions when feasible.

• Feedback and Concerns: We value member feedback regarding changes and will consider it when making future adjustments. Please contact us at info@JewishBusinessWomen.com to discuss any concerns or suggestions.

3.3. Your Non-Utilization of Membership Benefits

As part of your membership, Jewish Business Women Ltd provides various opportunities and resources that may require active participation or registration to gain full benefit, such as webinars, forums, and promotional activities.

• Member Responsibility: It is the member’s responsibility to utilise these offerings actively. We ensure access to these resources is maintained and communicated clearly; however, the actual utilisation of these benefits is dependent upon member engagement.

• No Refunds for Non-Utilization: If you do not participate in or utilise the specific benefits available through your membership, we are not obliged to provide refunds or credits. All members are encouraged to take full advantage of their membership benefits to maximise their professional and business growth.

4.    Payment

4.1.    The monthly price payable for the Membership is as set out on the order form. Where there is a minimum term, this shall also be set out on the order form (six months for Verified Affiliate, Virtual, and Community Memberships, or twelve months for Corporate Membership). You may make payment via the methods that are specified on the order form. Where the payments are stated on the order form to be made in instalments or are recurring payments, you agree that we may take these payments automatically without any further consent or notice from you. If you are paying in monthly instalments, payments will be taken on the date of registration and on the same date of subsequent months so for example if registration is on 28 January, the next payment will be taken on 29 February. 

4.2.     When you subscribe to a membership, it is subject to an initial fixed term of six months for VerifiedAffiliate, Virtual, and Community Memberships, or twelve months for Corporate Membership. Upon the completion of this term, your membership will not expire but will automatically continue on a month-to-month basis.

4.3.    Without prejudice to any other right or remedy that we may have, if any sum payable under these terms is not paid within 7 days of the date due we reserve the right to (i) charge interest from the date due for payment to the actual date of payment at the rate of 3% above the base rate of National Westminster Bank plc from time to time in force and/or (ii) suspend the Membership until such time as payment is made or the Contract is terminated.

4.4.    The Monthly price payable as set out in the order form is inclusive of Value Added Tax.

4.5.    All payments are non-refundable other than as set out in paragraph 7.2 below.

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5.    Our obligations

5.1.    We warrant to you that the Membership is of satisfactory quality and reasonably fit for the purpose for which you purchased the Membership.

5.2.    Other than as set out in paragraph 5.1 above, all warranties and representations are excluded to the fullest extent permitted by law. Due to the nature of coaching and masterclasses and the fact that your success is dependent on a number of factors over which we have no control, we do not guarantee any particular results.

5.3.    We will endeavour to ensure that all information that we provide is accurate and up-to-date but we shall not be liable for any claims arising from such information being inaccurate or not up-to-date or otherwise.

5.4.    You acknowledge that your personal data will be processed by and on behalf of us. We will process your personal data in accordance with our Privacy Policy that can be viewed HERE. Before we share your personal data with any third party for their own marketing purposes we will get your express consent.

6.    Intellectual Property

6.1.    We are the owner or the licensee of all Intellectual Property Rights and all other rights in the materials provided to you by us as part of the Membership (“Materials”) and all content within the Membership Programme and nothing in these Terms or otherwise shall operate to transfer the ownership of the Intellectual Property Rights in the Materials or the content of the Membership Programme to you or to any other person.

6.2.    You may not at any time copy, reproduce, publish in any form, share, sell, dispose of or otherwise make available to a third party in any way any of the Materials.

6.3.    We grant to you a limited, non-exclusive, non-transferable, non-sub licensable, revocable licence to use all or any of the Materials for the purposes for which the Membership was provided only.

6.4.    Except as set out in paragraph 6.3, you may not use any of our intellectual property rights at any time except where duly licensed. Use of our logo is strictly prohibited without our prior written consent. If consent is granted, we reserve the right to revoke such consent at any time, at our sole discretion, with immediate effect upon written notice to you. You may use our logo on your website and social media to show that you are a Member of Jewish Business Women Ltd,  but may in no way use it to suggest that you own the logo or brand or are licensed to use or operate under the brand.

6.5.    You may not without our prior written consent make any audio or visual recordings of any part of our Materials.

6.6.    We may from time to time record any or all or any part of the Materials being delivered during your attendance.  You authorise us to use your image and voice in any such recordings (and to make use of such recording in any way we think fit) without payment, other condition or need for further consent.

6.7.    You acknowledge that certain information contained in the Materials is already in the public domain.

6.8 You acknowledge that the ideas and concepts shared by us within the membership and the method of running the membership are proprietary to us and you shall not take any such ideas, concepts or methods and use them in competition with ur or for your own commercial gain.

6.9.    The provisions of this paragraph 6 shall survive termination of the Contract.

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7.    Term and termination

7.1.    The Contract shall continue until you cancel your memberships, subject to an initial fixed term of six months for Affiliate, Virtual, and Community Memberships, or twelve months for Corporate Membership other than for the Terms that are specifically stated to remain in force which will survive termination of the Contract.

7.2.    After the initial membership term (six months for Affiliate, Virtual, and Community Memberships, or twelve months for Corporate Membership) has expired, you may terminate your Membership and the Contract at any time by emailing us at info@JewishBusinessWomen.com. Subject to paragraph 7.3 below, no refunds will be provided. If you need to leave earlier than anticipated and are under contract, you may transfer your membership to another qualified Jewish business woman who meets our membership criteria. Please note that a £10 administrative fee will apply for the membership change. Where you have set up recurring payments, it is your responsibility to terminate these payments.

7.3 Notwithstanding the provisions of this paragraph, either of us may terminate the Contract on written notice to the other with immediate effect if at any time:

7.3.1.    the other commits any serious or repeated breach or non-observance of any of the provisions of these Terms; or

7.3.2.    the other (i) makes a resolution for its winding up, (ii) makes an arrangement or composition with its creditors, (iii) makes an application to a court of competent jurisdiction for protection from its creditors, (iv) is unable to pay its debts, (v) ceases trading or an administration or winding-up order is made or an administrator or receiver is appointed in relation to such party, (vi) is declared bankrupt or (vii) is convicted of a custodial offence (other than a road traffic offence); or

7.3.3.    the other party commits any fraud or dishonesty or acts in any manner which in the opinion of the terminating party brings or is likely to bring the terminating party into disrepute or is materially adverse to the interests of the terminating party.

7.4.    On or before the date of termination of the Contract, you shall immediately pay any unpaid fees or other sums payable under these Terms (which for the avoidance of doubt shall include any remaining instalments regardless of the point at which the Contract is terminated).

7.5.    Termination of this agreement shall not affect either of our accrued rights, remedies, obligations and liabilities of either of us as at the date of termination of this Contract, including the right to claim damages in respect of any breach of the Contract that existed at or before the date of termination.

7.6.    Any delay by us in exercising our right to terminate the Contract shall not constitute a waiver of our right to terminate or to seek any other remedy.

7.7.    Paragraphs which expressly or by implication have effect after termination of the Contract shall continue in full force and effect after the date of termination of the Contract.

7.8.    This paragraph 7 shall survive termination of the Contract.

7.9.    Where the Contract expires, this shall be treated as a termination for the purposes of all paragraphs that refer to “termination”.

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8.    Liability

8.1.    We shall not be liable for any loss of profits, loss of business, depletion of goodwill and/or similar losses, loss of anticipated savings, loss of goods, loss of contract, loss of corruption of data or information or any special, indirect, consequential or pure economic loss, costs, damages, charges or expenses suffered or incurred by the you as a result of you entering into the Contract and/or us providing the Membership.

8.2.    Our total liability in contract, tort (including negligence or breach of statutory duty), misrepresentation, restitution or otherwise arising in connection with the performance or contemplated performance of the Contract shall in all circumstances be limited to the price paid by you for the Membership.

8.3.    If we are prevented from or delayed in performing our obligations by your act or omission or by any circumstance outside of our control (including illness or incapacity), we shall not be liable to you for any costs, charges or losses sustained or incurred by you that arise directly or indirectly from such prevention or delay.

8.4.    We We may, without any liability to you or any obligation to make a refund, make changes to:

(i) Membership Benefits: Adjust the features or resources accessible within each membership level, adapting to changing needs or enhancements in service offerings.

(ii) Materials and Resources: Update, replace, or remove digital content provided as part of the membership to ensure relevance and utility of the materials are maintained.

(iii) Event Details: Alter the location, time, or date of scheduled events, such as workshops, webinars, and networking sessions, to better suit logistical requirements or improve attendee experience.

(iv) Personnel: Substitute or change trainers, instructors, or coaches involved in delivering any part of the membership services, ensuring high-quality guidance and teaching from the most suitable professionals available.

(v) Delivery Modality: Modify the method of delivery for any membership content or events, including a shift between in-person, virtual, or hybrid formats, as dictated by practical or strategic considerations.

These changes are made to enhance the membership experience, adapt to unforeseen circumstances, or align with our strategic goals. We commit to notifying members of significant changes in a timely manner via our official communication channels.

8.5.    Nothing in this paragraph 8 shall limit our liability for death or personal injury caused by our negligence or for our fraud or fraudulent misrepresentation or for any matter for which it would be illegal for us to exclude, or attempt to exclude, our liability.

8.6.    The provisions of this paragraph 8 shall survive termination of the Contract.

8.7.    You acknowledge and agree that:

8.7.1.    The Contract constitutes the entire agreement and understanding between us and supersedes any previous arrangement, understanding or agreement between us relating to the provision of the Membership (which shall be deemed to have been terminated by mutual consent);

8.7.2.    In entering into the Contract you have not relied on any undertaking, promise, assurance, statement, representation, warranty or understanding (whether in writing or not) of any person (whether party to the Contract or not) relating to the provision of the Membership other than as expressly set out in the Contract.

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9.    General

9.1.    By applying for Membership you warrant that:

9.1.1.    You are legally capable of entering into binding contracts; and
9.1.2.    You are at least 18 years old; and
9.1.3.    That all information you provide us with is materially true and accurate at all times and not misleading in any way.

9.2 You may not transfer any of your rights or obligations under these Terms to another person without our prior written consent. We can transfer all or any of our rights and obligations under these Terms at any time.

9.3. All notices sent by you to us must be sent to Jewish Business Women Ltd at info@JewishBuinessWomen.com. We may give notice to you at either the e-mail or postal address you provide to us in writing. Notice will be deemed received and properly served 24 hours after an e-mail is sent or two days after the date of posting of a pre-paid first class, recorded delivery or registered letter. In proving the service of any notice, it will be sufficient to prove, in the case of a letter, that the letter was properly addressed, stamped and placed in the first class, recorded delivery or registered post and, in the case of an e-mail, that the e-mail was sent to the specified e-mail address of the addressee.

9.4. If any court (or other competent authority) decides that any of the provisions of these Terms are invalid, unlawful or unenforceable to any extent, the term will, to that extent only, be ‘severed’ from the remaining terms, which will continue to be valid to the fullest extent permitted by law.

9.5. If we do not insist on performance of your obligations or we delay in exercising any rights or remedies that we have, that will not mean that we have waived such rights or remedies and will not mean that you do not have to comply with those obligations. If we do waive a default by you, that will not mean that we will automatically waive any subsequent default by you. No waiver by us of any of these Terms shall be effective unless we expressly say that it is a waiver and we tell you so in writing.

9.6. We may vary these Terms (other than the price payable by you for the Membership) as we see fit from time to time and if we do, we shall notify you by email of the change of terms. Your continuation with the Membership will be deemed to be your acceptance of any new Terms.

9.7. You accept that communication with us will be mainly electronic.  We will contact you by e-mail or provide you with information by posting notices on our site.  You agree to this electronic means of communication and you acknowledge that all contracts, notices, information and other communications that we provide to you electronically comply with any legal requirement that such communications be in writing. If you wish to update your communication preferences, such as receiving notifications or changes in how we contact you, you can easily do so by clicking Manage Preferences in our marketing emails. If you would like to be removed from our WhatsApp list or other direct messaging services, please either email us at info@JewishBusinessWomen.com or send us a message directly through WhatsApp to request removal. This condition does not affect your statutory rights. 

9.8  A person who is not party to these Terms shall not have any rights under or in connection with them under the Contracts (Rights of Third Parties) Act 1999.

9.9. These Terms and any dispute or claim arising out of or in connection with it shall be governed by English law and you and we both agree to the exclusive jurisdiction of the English courts.